Accounts to reconcile
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Completed this period
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Open exceptions
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Unreconciled amount
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My tasks
Account status — —
| Account | Type | Currency | Auto-match | Status |
|---|
Top exceptions to resolve
| Account | Description | Amount | Age | Category |
|---|
Match rate trend — last 6 months
Bank reconciliation
Supplier statement
Customer account
Intercompany
Other / custom
Reconciliation setup
Bank statement
Required
Drop or click to upload
CSV · XLSX · PDF
GL / ledger file
Required
Drop or click to upload
CSV · XLSX · PDF
Configure and run reconciliation to see results here.
Bank account register
| Bank | Account name | Account no. | Currency | Balance (local) | Balance (NGN) | Last rec | Status | Actions |
|---|
Supplier account reconciliation
| Supplier | Statement balance | GL balance | Difference | Last rec date | Status |
|---|
Customer account reconciliation
| Customer | Statement balance | AR balance | Difference | Credit terms | Last rec date | Status |
|---|
Reconciliation history & audit trail
| Period | Account | Type | Prepared by | Date run | Match rate | Difference | Status | Statement |
|---|
Bank statement imports
Total imports
0
Posted
0
Pending
0
Total transactions
0
Import history
| Date | File | Statements | Transactions | Credits | Debits | Status | Reconciliation | Actions |
|---|
Balance snapshots (from MT940)
| Date | Account | Currency | Closing balance | Credits | Debits | Txns | Source |
|---|
Exception management
Open
0
Awaiting action
In progress
0
Being worked
Overdue >30 days
0
Needs escalation
Resolved
0
Cleared
Open & in progress
Resolved
All
Quick select:
| Account | Description | Amount | Age | Resolution | Status | Action |
|---|
Journal proposals
When you resolve a posting-type exception, the system proposes the double entry here —
e.g. a bank charge becomes Dr Bank Charges / Cr Bank GL. The assignee reviews,
posts it in the ledger, then marks it posted (or exports the batch to the ERP).
Proposed
0
Awaiting posting
Assigned to me
0
My queue
Posted
0
Completed
Proposed
Assigned to me
Posted
| Date | Journal entry | Amount | Assigned | Status | Action |
|---|
Total cash (NGN equiv.)
—
Total spend (YTD actual)
—
FX exposure (NGN equiv.)
—
Accounts reconciled
—
Consolidation view
Economic indicators Verified sources
My tasks
Executive narrative
Monthly cash inflow vs outflow
Inflow
Outflow
Spend by function — May 2026
Top 5 bank balances — NGN equivalent
Cash & cash equivalents — all accounts
| Bank | Account name | Currency | Local balance | FX rate | NGN equivalent | % of total | Change (MTD) |
|---|---|---|---|---|---|---|---|
| Total cash & cash equivalents | — | — | — | 100% | — | ||
Cash by bank — visual breakdown
Balance update log
| Date | Account | Old balance | New balance | Change | Source |
|---|
Spend analysis
Accrual (P&L)
Cash (payments)
Cash vs accrual
Accrual expense (YTD)
—
Cash paid (to date)
—
Difference (non-cash + timing)
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—
—
—
—
—
—
—
—
—
Spend by function vs budget
Monthly spend trend
Functional spend detail — accrual (P&L)
12-month cash forecast — June 2026 to May 2027
Forecast assumptions Editable
Add or remove any income source or expense head. Edits update the projection instantly. All amounts in ₦ millions.
Opening cash balance
₦M
Income sources
name · base · growth% · collect%
Expense heads
name · base · escalation%
Projected closing — May 2027
—
Avg monthly net cash flow
—
12-month cash balance projection
Monthly forecast schedule
| Month | Inflow | Outflow | Net | Closing balance |
|---|
FX rates & revaluation
Accepted FX valuation rates (NGN base)
As at 30 May 2026
FCY balances & NGN revaluation
| Account | Currency | FCY balance | Rate (prev) | Rate (curr) | NGN (prev) | NGN (curr) | Revaluation gain/(loss) |
|---|---|---|---|---|---|---|---|
| Total revaluation gain / (loss) | — | — | |||||
Rate change history
| Entered | Currency | Old rate | New rate | Change | Source | As at | Reference |
|---|
Facility / debt register
Total facilities (limit)
—
Approved lines
Drawn / Outstanding
—
Utilization —
Available headroom
—
Undrawn
Wtd avg all-in rate
—
By exposure
Avg remaining tenor
—
Days to maturity
Annual debt service
—
Interest + principal
Near maturity (<90d)
—
Facilities
Concentration risk
—
Top lender
| Lender / ref | Type | Limit | Drawn | Util % | Rate | All-in | Maturity | Status | Actions |
|---|
Investment placements
Total invested
—
Active placements (cost)
Expected interest
—
At maturity
Wtd avg yield
—
True yield, by cost
Maturing soon
—
—
| Institution / ref | Type | Amount | Rate | Yield | Maturity | To maturity | Status | Actions |
|---|
Pending bills — accounts payable
Open payables (net)
—
—
Overdue
—
—
Due ≤7 days
—
—
Due ≤30 days
—
—
| Supplier / invoice | Expense head | Gross | WHT | Net payable | Due | Expected pay | Aging | Status | Actions |
|---|
Receivables
Total balance
—
—
Total overdue
—
—
Not due
—
—
Reviewed
—
—
| Customer ↕ | Key account | Responsible | Credit limit ↕ | Balance ↕ | Not due ↕ | 0-3M ↕ | 3-6M ↕ | 6-12M ↕ | >12M ↕ | Comments | Review |
|---|
Payment factory
Segregation of duties is enforced on the server: a Treasury maker raises & submits; a CFO checker approves — and no-one can approve a payment they raised. Executing an approved payment settles the bill and posts it to cash-basis spend.
Pending approval
—
—
Approved — to pay
—
—
Executed
—
—
Rejected
—
—
All
Pending approval (0)
Approved (0)
Executed
Drafts
Rejected
| Reference | Beneficiary / invoice | Amount | Value date | Status | Maker / checker | Actions |
|---|
13-week rolling cash forecast
Direct, cash-basis liquidity view. Opening cash + risk-adjusted receivables − payables (net of WHT)
± recurring run-rate − debt service (auto from the facility register). Weeks below your buffer are flagged red.
Opening cash
—
Reconciled bank balances
13-week inflows
—
Risk-adjusted
13-week outflows
—
Bills + run-rate + debt
Lowest projected cash
—
—
Projected cash position
Recurring run-rate Editable
ItemDir₦MFrequency
Liquidity buffer (₦M)
Weekly cash schedule
| Week of | Inflows | Outflows | Net | Closing cash |
|---|
Forecast accuracy tracking
Snapshots of the forecast are captured daily. As weeks pass and actual cash balances are recorded, the system
compares predictions to reality — showing accuracy by forecast horizon and highlighting where the model is strong or needs calibration.
Cash projection
Simulates future bank balances after all planned payments, expected receipts, and recurring items.
Toggle each data source on or off to model scenarios. Add manual adjustments for items not yet in the system.
Current bank balance
--
All accounts (LCY)
Total projected inflows
--
Over horizon
Total projected outflows
--
Over horizon
Lowest projected balance
--
--
Data sources
Projection settings
Manual adjustments
DescriptionDirAmountDate
Projected cash waterfall
Projected cash schedule
| Period | Inflows | Outflows | Net movement | Closing balance |
|---|
Line-item detail
| Date | Source | Description | Amount (NGN) | Direction |
|---|
Treasury Copilot
Live data connected
Answers are computed from your live data — figures are exact, not AI-estimated.
My tasks
Action required now
Not done
—
In progress
—
Done
—
Progress
—
| Status | Task | Due | Work | Actions |
|---|
Team KPI dashboard
Total liquidity
—
Cash + placements
Reconciliation
—
—
Open exceptions
—
unresolved
Payments pending
—
—
Open payables
—
net of WHT
Receivables (risk-adj)
—
expected
Budget variance
—
actual vs budget
Forecast trough
—
—
Team task completion
| Officer | Role | Not done | In progress | Done | Completion |
|---|
Executive dashboard
Total liquidity
—
—
Debt drawn
—
—
Net cash position
—
Liquidity − drawn debt
Spend (YTD accrual)
—
—
Receivables (risk-adj)
—
expected inflow
Payables (open)
—
to pay
Forecast trough
—
—
Consolidation view
Economic indicators Verified sources
My tasks
Daily briefing
On-demand executive summary of key treasury metrics, risks, and actions.
Treasury health
—
Click Details to calculate
Data quality
—
Click Details to calculate
Recommendations —
Run a scan to detect treasury action items.
Executive narrative
13-week projected cash
Cash by currency
Budget input
Enter annual budgets against each income/expense account, or bulk-import a spreadsheet (columns: account code + budget). Budgets feed budget-vs-actual, spend analysis and the executive dashboards.
| Code | Account | Type | Budget (annual) | Actual (YTD) | Variance |
|---|---|---|---|---|---|
| Total | — | — |
Investment Appraisal — Capital Budgeting
Facility analysis
Bank loan calculator
Monthly repayment
—
Effective rate (p.a.)
—
Total interest
—
Total repayment
—
Amortisation schedule
| Month | Interest | Principal | Balance |
|---|
Overdraft interest — computed vs bank-charged
Computed interest
—
Bank charged
—
Difference
—
Executive Narrative
Report configuration
The narrative engine generates board-ready commentary from your treasury data. All text is editable before export — review, refine, and make it yours.
CEO daily briefing
No briefing generated yet
Click "Generate briefing" for a real-time executive summary of your treasury position.
Treasury health score
Health score not calculated
Click "Calculate" to assess your treasury health across 7 dimensions.
Data quality score
Data quality score not calculated
Click "Calculate" to check whether your forecasts, FX rates, reconciliations and dashboards are built on fresh, complete data.
Treasury recommendations
No recommendations yet
Click "Run scan" to analyse your treasury data and detect actionable recommendations.
Management reports
Executive narrative
Auto-generate CFO/CEO-ready commentary across all treasury areas. Edit before export to PDF or Excel.
Cash position
All bank balances in local and NGN equivalent, with % of total and MTD change.
Reconciliation summary
All reconciliations for the period with match rates, differences and status.
Spend analysis
Functional spend vs budget with variance and YTD figures.
Cash forecast (12-month)
Monthly projected inflows, outflows, net and closing cash balance.
FX revaluation
All FCY exposures with period-end revaluation gains and losses.
Exception register
All exceptions with resolution, assignee, status and sign-off.
Additional reports
AR aging
Receivables aging by customer — current, 30, 60, 90+ day buckets with totals.
AP aging
Payables aging by vendor — current through 90+ days with overdue flagging.
Facility summary
All credit facilities — limits, drawn, available, utilization % and expiry dates.
Payment history
Complete payment register with dates, beneficiaries, methods, and amounts.
13-week forecast
Rolling 13-week cash forecast — weekly inflows, outflows, net movement and balance.
Trade register
All international trades — LCs, instruments, amounts, payment dates and status.
Help Centre
Run a reconciliation
Make a payment
Use Treasury Copilot
Cash forecast
Board report
Treasury health
User management
Add user
Leave blank for all company/group workspaces.
All users
| Name | Role | Entity access | Status | Last login | Actions |
|---|
Chart of accounts & budgets
Annual expense budget
—
Full-year plan
Actual to date (YTD)
—
Posted actuals
Variance to date
—
+ = over budget
Budget vs actual — by expense account
Expense accounts
| Code | Account | Annual budget | Monthly | Budget to date | Actual (YTD) | Variance | Var % | Used |
|---|---|---|---|---|---|---|---|---|
| Total | — | — | — | — | — |
Manage accounts
Add account
All accounts
| Code | Account name | Type | Group | Budget | Actions |
|---|
Spend categories & auto-classification
The classifier auto-tags imported transactions by matching keywords. When you correct a category,
it learns the words in that description and recognises similar ones next time —
improving accuracy on every import.
Test the classifier
Type a description above and click Classify.
Add category
All categories
| Category | Type | Seed keywords | Learned keywords | Actions |
|---|
Configuration
Reporting entity
No logo
The logo and entity identity appear in the header of every PDF report (PNG or JPG, ideally a wide/landscape mark).
Bank accounts
Manage bank account register, assign currencies and reconciliation frequency.
Users & roles
Set up reconciliation officers, reviewers, CFO and admin access, with passwords and lockout.
FX rate source
Suggested provider rates, human acceptance or override, source reference, as-at date, and revaluation.
Alerts & escalations
Set thresholds for exception alerts and auto-escalation rules.
Two-factor authentication
Loading MFA status…
Setup wizard
Re-run the onboarding wizard to set up bank accounts, budgets, and explore key features.
Data management
Go live — clear demo data erases every demo record (banks, suppliers, customers, payables, receivables, payments, facilities, placements, reconciliations, journals, forecast lines, demo tasks) and zeroes COA budgets/actuals, so you can enter your own. It keeps users, the chart of accounts, categories, and FX/indicator scaffolding. Reset to defaults restores the demo dataset.
Billing & Plan
Subscription Plans
Support Centre
Open
—
In Progress
—
Resolved
—
Unread replies
—
| Status | Subject | Category | Priority | Created | Updated |
|---|
Sales Pipeline
Track and convert demo requests into customers
Blog Management
Create and manage blog posts for treasuryintelligence.io
Company Structure
Use one company workspace, or add legal entities and branches for a group structure.
International Trade
Track Form M, BAs, LCs, trade payments and follow-ups — amounts flow into cash projections
Exposure by Bank
Status Breakdown
PAAR Pipeline
By Category
Upcoming Deadlines
Payment Pipeline
| Description | Bank | BA Number | Form M | Amount ($) | Invoiced | Sent to Bank | Balance | MOP | LC Number | FM Expiry | LC Expiry | Due Date | PAAR Status | Actions |
|---|
Role management
Audit log
| Time | User | Action | Store | Record | Details |
|---|